bent

QCP Converter

Convert audio files to PureVoice QCP format. All popular source formats are supported including WMA, MP3, AIFF, OGG, Wave, AU, SND, MIDI, MP4, AAC, FLAC, Monkey's APE, AC3, RealAudio and CDA. This program works on Windows 9x/NT/2000/XP/2003...
Dennis Rebentrost :: qcp :: converter :: dennis :: rebentrost :: audio :: all :: in :: one :: jukeboxes :: qcpconverter deluxe :: QCP Converter

Audio Converter

Convert audio files to WMA, MP3, AIFF, Ogg and WAV formats. Extract the audio from video files in the formats AVI, MPG, WMV and RealMedia. All popular source formats are supported including WMA, MP3, AIFF, OGG, Wave, AU, SND, MIDI, MP4, AAC, FLAC, QCP, Monkey's APE, AC3, RealAudio and CDA. This program works on Windows 9x/NT/2000/XP/2003...
Dennis Rebentrost :: audio :: converter :: dennis :: rebentrost :: audio :: rippers :: encoders :: audioconverter deluxe :: Audio Converter

Watermark Factory

Watermark Factory allows you to add text or image watermark to any picture. Protect your copyrights or simply add comments to any picture. This useful program has beautiful and easy to use interface. You will be able to process thousands of files in a few seconds...
Sibental :: watermark :: factory :: sibental :: multimedia :: design :: image :: editing :: watermarkfactory deluxe :: Watermark Factory

Ultimate Audio Recorder

Ultimate Audio Recorder allows you to transfer cassette tapes, vinyl LPs, live performances, Internet radio, Microphone, TV, DVD, or any other sound source to your hard drive. You can save the recording directly to MP3, Windows Media Audio (WMA), OGG, or WAV files. The program lets you schedule your recording with a built-in recording timer. Futhermore, it has a smart silence detector for detecting and skipping silent snippets...
Dennis Rebentrost :: ultimate :: audio :: recorder :: dennis :: rebentrost :: audio :: utilities :: plug :: ins :: ultimateaudiorecorder deluxe :: Ultimate Audio Recorder

AudioConverter

Audio Converter quickly and easily converts audio files and CD-audio tracks directly to WMA, MP3, AIFF, Ogg, and WAV formats. When converting an audio CD, it automatically receives information such as Title, Artist and Album using the CDDB. Audio file metadata (e.g ID3v2 tags) is preserved during the conversion...
Dennis Rebentrost :: audioconverter :: dennis :: rebentrost :: audio :: utilities :: plug :: ins :: audioconverter deluxe :: AudioConverter

Chameleon Icons

Chameleon Icons converts images of any format into Windows icons. Any images that you find on the Internet you can convert to icons for use on your Windows desktop, in applications and anywhere else. As it supports Windows XP icons in 32-bit color depth with an alpha channel, you can easily create semi-transparent XP icons. Now you can turn any image into an icon with just a few click...
Sibental :: chameleon :: icons :: sibental :: desktop :: enhancements :: icon :: tools :: chameleonicons deluxe :: Chameleon Icons

Watermark Factory 1 x to 2 x UPGRADE

Watermark Factory allows you to add text or image watermark to any picture. Protect your copyrights or simply add comments to any picture. This useful program has beautiful and easy to use interface. You will be able to process thousands of files in a few seconds...
Sibental :: watermark :: factory :: 1 :: x :: to :: 2 :: x :: upgrade :: sibental :: desktop :: enhancements :: icon :: tools :: watermarkfactory1 xto2 xupgrade deluxe :: Watermark Factory 1 x to 2 x UPGRADE

Refinance It

This program is a version of a mortgage refinancing evaluation. It will run under Win 95, 98, Me, NT4,XP & 2000. When current mortgage interest rates are 2 or more percentage points below your existing rate, it may be advisable to refinance your existing mortgage. This analysis shows whether it is to your advantage to refinance depending on the number of years you expect to live in your present home....
Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: refinance :: software :: shareware :: Refinance It

Portfolio Fundamentals +

This program is a version of a form that will assist you in tracking the fundamentals of your stock portfolio. It will run under Win 95, 98, Me, NT4, XP,& 2000. This program shows in one table the majority of fundamental information you can obtain from the Wall Street Journal, Investors Business Daily and online sources so that you can keep an accurate weekly record of a given stocks performance....
Bent Tree Software :: Personal Finance :: aoto loan :: pension :: fundamentals :: retire :: portfolio :: stock :: financial statement :: software :: shareware :: Portfolio Fundamentals +

Portfolio Evaluator +

This program is a version of a form that will assist you in tracking your investments. It runs under Win 95, 98,Me. NT4, XP, & 2000. This program tracks your investment's performance for stocks, bonds, mutual funds, etc. It allows you to evaluate the performance year-to-date or from initial purchase. It is also a handy tool to assist you in selecting a "sell" point. Stock and mutual fund information may be downloaded from the Internet....
Bent Tree Software :: Personal Finance :: aoto loan :: pension :: retirement :: retire :: portfolio :: stock :: financial statement :: software :: shareware :: Portfolio Evaluator +

Growing Money +

This program demonstrates the effect of interest compounding for monthly, annual, and one-time deposits for any rate of return or deposit amount. Parents and guardians should make this information available to there young charges to impress upon them that the earlier and more they start saving money for their future, the less they will have to contribute to their retirement in later years in order to have money available for later years....
Bent Tree Software :: Personal Finance :: time/value of money :: pension :: retirement :: retire :: annuitization :: software :: shareware :: Growing Money +

Biweekly Amortization +

This program is a version of a biweekly payment schedule that demonstrates the effect of reducing the term and interest amount of a loan. It will run under Win 95, 98, Me, NT4,XP, & 2000. By making a loan payment every two weeks of half of the monthly payment, 26 payments are made each year. This program demonstrates the savings available to you if you pay your mortgage every other week instead of monthly and are CREDITED THE PAYMENT....
Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: software :: shareware :: biweekly amortization :: Biweekly Amortization +

Auto loan calculators +

Confused by all the "hype" about rebates, low interest loans, or "Rule of 78" versus simple interest loans? This program includes most of the current types of financing available for automobile loans. This program is a version of a group of auto loan calculators. It will run under Win 95, 98,Me, NT4,XP, & 2000. This program includes most of the current types of financing available for automobile loans....
Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: software :: shareware :: auto loan :: Auto loan calculators +

15 vs 30 Year Mortgage +

Program Description: 15 VS 30 YEAR MORTGAGE This program is a version that allows you to compare a 15 year mortgage with one that has a duration of 30 years. It will run under Win 95, 98, Me, NT4, XP, & 2000. Printouts are professional looking and may be used by financial planners as they contain a "prepared by:" area. This program may also be useful to lending institutions in advising a client on the term of a mortgage....
Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: software :: shareware :: 15 vs 30 Year Mortgage +

Personal Finances

Program Description: This program is a compendium of 8 personal finance type programs. They include: annuity/pension payout,auto loan calculators, financial statement, growing money, retirement investment required, saving/pension growth, portfolio evaluator, portfolio fundamentals....
Bent Tree Software :: Personal Finance :: aoto loan :: pension :: retirement :: retire :: portfolio :: stock :: financial statement :: software :: shareware :: Personal Finances

Loan Amortization +

This program is a version of a standard loan payment schedule that may be used for any type loan where simple interest is the type used. It is not limited to mortgage loans. It will run under Win 95, 98, Me, NT4,XP,& 2000. This program will calculate and print a complete amortization schedule for loans with any term from 1 to 30 years. The amount of interest paid during any calendar year is also calculated for your use at tax time....
Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: software :: shareware :: Loan Amortization +

Financial Statement +

This program is arranged in a typical lending institution format. Although it may not be in the format required by any given institution, it provides all the information necessary for completing an actual financial statement. This form has been accepted as-is by many financial institutions nationwideand is interactive so that data need be supplied only once to complete a statement. Printouts are professional looking....
Bent Tree Software :: Personal Finance :: financial statement :: retirement :: retire :: annuitization :: software :: shareware :: Financial Statement +

Variable Rate Mortgage +

Confused about ""Teaser Rates"", maximum annual interest rate increases and maximum interest rate for the term of the loan? This program is a version of a variable rate mortgage loan. Itwill run under Win 95, 98, Me, NT4, XP & 2000. This program demonstrates the worst-case scenario of a variable rate loan. This program also allows for an analysis of the effect of different loan rates applied over the length of the loan....
Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: software :: shareware :: variable rate :: Variable Rate Mortgage +

Mortgages +

Program Description: This program is a compendium of 8 mortgage type programs.They include: programs include:added payment,ballooon amortization,biweekly amortization, 15vs30 year mortgage,loan amortization,maxmortgage,refinance it?,&variable rate mortgage...
Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: software :: shareware :: added payment :: Mortgages +

Balloon Amortization +

This program is a version of a balloon payment schedule that demonstrates the effect of reducing initial payments and either making a large payment at the end of the balloon period or refinancing the loan. It will run under Win 95, 98, Me, NT4,XP, & 2000. Bankers are currently touting mortgages with a one to five year balloon. What they don't tell you is that the interest is usually based on a 30 year term....
Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: software :: shareware :: balloon amortization :: Balloon Amortization +