Bent Tree Software

Refinance It

This program is a version of a mortgage refinancing evaluation. It will run under Win 95, 98, Me, NT4,XP & 2000. When current mortgage interest rates are 2 or more percentage points below your existing rate, it may be advisable to refinance your existing mortgage. This analysis shows whether it is to your advantage to refinance depending on the number of years you expect to live in your present home....
Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: refinance :: software :: shareware :: Refinance It

Portfolio Fundamentals +

This program is a version of a form that will assist you in tracking the fundamentals of your stock portfolio. It will run under Win 95, 98, Me, NT4, XP,& 2000. This program shows in one table the majority of fundamental information you can obtain from the Wall Street Journal, Investors Business Daily and online sources so that you can keep an accurate weekly record of a given stocks performance....
Bent Tree Software :: Personal Finance :: aoto loan :: pension :: fundamentals :: retire :: portfolio :: stock :: financial statement :: software :: shareware :: Portfolio Fundamentals +

Growing Money +

This program demonstrates the effect of interest compounding for monthly, annual, and one-time deposits for any rate of return or deposit amount. Parents and guardians should make this information available to there young charges to impress upon them that the earlier and more they start saving money for their future, the less they will have to contribute to their retirement in later years in order to have money available for later years....
Bent Tree Software :: Personal Finance :: time/value of money :: pension :: retirement :: retire :: annuitization :: software :: shareware :: Growing Money +

Biweekly Amortization +

This program is a version of a biweekly payment schedule that demonstrates the effect of reducing the term and interest amount of a loan. It will run under Win 95, 98, Me, NT4,XP, & 2000. By making a loan payment every two weeks of half of the monthly payment, 26 payments are made each year. This program demonstrates the savings available to you if you pay your mortgage every other week instead of monthly and are CREDITED THE PAYMENT....
Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: software :: shareware :: biweekly amortization :: Biweekly Amortization +

Auto loan calculators +

Confused by all the "hype" about rebates, low interest loans, or "Rule of 78" versus simple interest loans? This program includes most of the current types of financing available for automobile loans. This program is a version of a group of auto loan calculators. It will run under Win 95, 98,Me, NT4,XP, & 2000. This program includes most of the current types of financing available for automobile loans....
Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: software :: shareware :: auto loan :: Auto loan calculators +

15 vs 30 Year Mortgage +

Program Description: 15 VS 30 YEAR MORTGAGE This program is a version that allows you to compare a 15 year mortgage with one that has a duration of 30 years. It will run under Win 95, 98, Me, NT4, XP, & 2000. Printouts are professional looking and may be used by financial planners as they contain a "prepared by:" area. This program may also be useful to lending institutions in advising a client on the term of a mortgage....
Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: software :: shareware :: 15 vs 30 Year Mortgage +

Personal Finances

Program Description: This program is a compendium of 8 personal finance type programs. They include: annuity/pension payout,auto loan calculators, financial statement, growing money, retirement investment required, saving/pension growth, portfolio evaluator, portfolio fundamentals....
Bent Tree Software :: Personal Finance :: aoto loan :: pension :: retirement :: retire :: portfolio :: stock :: financial statement :: software :: shareware :: Personal Finances

Portfolio Evaluator +

This program is a version of a form that will assist you in tracking your investments. It runs under Win 95, 98,Me. NT4, XP, & 2000. This program tracks your investment's performance for stocks, bonds, mutual funds, etc. It allows you to evaluate the performance year-to-date or from initial purchase. It is also a handy tool to assist you in selecting a "sell" point. Stock and mutual fund information may be downloaded from the Internet....
Bent Tree Software :: Personal Finance :: aoto loan :: pension :: retirement :: retire :: portfolio :: stock :: financial statement :: software :: shareware :: Portfolio Evaluator +

Mortgages +

Program Description: This program is a compendium of 8 mortgage type programs.They include: programs include:added payment,ballooon amortization,biweekly amortization, 15vs30 year mortgage,loan amortization,maxmortgage,refinance it?,&variable rate mortgage...
Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: software :: shareware :: added payment :: Mortgages +

Balloon Amortization +

This program is a version of a balloon payment schedule that demonstrates the effect of reducing initial payments and either making a large payment at the end of the balloon period or refinancing the loan. It will run under Win 95, 98, Me, NT4,XP, & 2000. Bankers are currently touting mortgages with a one to five year balloon. What they don't tell you is that the interest is usually based on a 30 year term....
Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: software :: shareware :: balloon amortization :: Balloon Amortization +

Added Payment Amortization +

This program is a version of an added payment schedule that demonstrates the effect of added payments to reduce the term of a loan and also reduce the amount of interest paid. It will run under Win 95, 98,XP, & 2000. By making additional principal payments when paying yourmonthly mortgage, you will reduce the term of the loan and gain equity in your home at a faster pace....
Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: software :: shareware :: added payment :: Added Payment Amortization +

Max Mortgage +

How much house can you afford? You might be pleasantly surprised. This program is a version of a loan qualifier for either a fixed rate or a variable rate mortgage. It will run under Win 95, 98, Me, NT4,XP, & 2000. This program uses the same "ratios" method used by your "friendly banker" to determine how large either a fixed rate or variable rate mortgage you can expect approval for....
Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: loan qualifier :: software :: shareware :: Max Mortgage +

Loan Amortization +

This program is a version of a standard loan payment schedule that may be used for any type loan where simple interest is the type used. It is not limited to mortgage loans. It will run under Win 95, 98, Me, NT4,XP,& 2000. This program will calculate and print a complete amortization schedule for loans with any term from 1 to 30 years. The amount of interest paid during any calendar year is also calculated for your use at tax time....
Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: software :: shareware :: Loan Amortization +

Financial Statement +

This program is arranged in a typical lending institution format. Although it may not be in the format required by any given institution, it provides all the information necessary for completing an actual financial statement. This form has been accepted as-is by many financial institutions nationwideand is interactive so that data need be supplied only once to complete a statement. Printouts are professional looking....
Bent Tree Software :: Personal Finance :: financial statement :: retirement :: retire :: annuitization :: software :: shareware :: Financial Statement +

Variable Rate Mortgage +

Confused about ""Teaser Rates"", maximum annual interest rate increases and maximum interest rate for the term of the loan? This program is a version of a variable rate mortgage loan. Itwill run under Win 95, 98, Me, NT4, XP & 2000. This program demonstrates the worst-case scenario of a variable rate loan. This program also allows for an analysis of the effect of different loan rates applied over the length of the loan....
Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: software :: shareware :: variable rate :: Variable Rate Mortgage +

Portfolio Fundamentals - for Windows 3 1

This program shows in one table the majority of fundamental information you can obtain from the Wall Street Journal, Investor's Business Daily and online sources so that you can keep an accurate weekly record of a given stock's performance...
Bent Tree Software :: portfolio :: fundamentals :: for :: windows :: 3 :: 1 :: bent :: tree :: software :: business :: finance :: business :: finance :: portfoliofundamentals-forwindows3 1 :: Portfolio Fundamentals - for Windows 3 1

Refinance It- -for Windows 95 or higher

When current mortgage interest rates are 2 or more percentage points below your existing rate, it may be advisable to refinance your existing mortgage. This analysis shows whether it is to your advantage to refinance depending on the number of years you expect to live in your present home, the interest rate spread, closing costs and your tax bracket is included in the analysis...
Bent Tree Software :: refinance :: it :: -for :: windows :: 95 :: or :: higher :: bent :: tree :: software :: business :: finance :: personal :: finance :: refinanceit--forwindows95orhigher deluxe :: Refinance It- -for Windows 95 or higher

Loan Term Amortization

This program may be used for any simple interest type loan including automobile loans where you know the amount of the payment you wish to make and need to know how many months and/or years it will take to pay off the loan. Simply adjust your payment to arrive at a fixed whole number of equal payments you wish to make...
Bent Tree Software :: loan :: term :: amortization :: bent :: tree :: software :: business :: finance :: personal :: finance :: loantermamortization deluxe :: Loan Term Amortization

Added Irregular Payments for Windows 95 or higher

This program is an added payment schedule that demonstrates the effect of addding payments at different times to reduce the term of a loan and also reduce the amount of interest paid. It will run underWin9x,winNT4, Win 2000, Me &XP. By making additional principal payments when paying your monthly mortgage, you will reduce the term of the loan and gain equity in your home at a faster pace...
Bent Tree Software :: added :: irregular :: payments :: for :: windows :: 95 :: or :: higher :: bent :: tree :: software :: business :: finance :: personal :: finance :: addedirregularpaymentsforwindows95orhigher delu :: Added Irregular Payments for Windows 95 or higher

Savings-Pension Growth - for Windows 3 1

AH-YES!!! COMPOUNDING INTEREST IS WONDERFUL!!! This program will calculate a complete annuitization schedule for regular deposits with duration's of up to 40 years at inputted rates of return. The amount of interest accumulated during any calendar year is also calculated for your use at tax time...
Bent Tree Software :: savings-pension :: growth :: for :: windows :: 3 :: 1 :: bent :: tree :: software :: business :: finance :: personal :: finance :: savings-pensiongrowth-forwindows3 1 deluxe :: Savings-Pension Growth - for Windows 3 1